Severe Weather

Severe Weather Preparedness

Severe weather can strike at any time and can cause a lot of damage to your property in a short amount of time.  Sometimes you are dealing with a severe weather event like a hurricane, where you have some amount of time to prepare. And sometimes you don’t have any warning, like a tornado or hail event.  It is important to have an emergency plan in place for your safety and the protection of your property should these kinds of severe weather occur.   Allied Trust Insurance has some helpful tips to help you prepare for severe weather.

Hurricane season is defined as the period of time from June 1 to Nov. 30. During this time it is important to stay aware of the weather and remain vigilant when weather warnings show a disturbance headed for your area.

Tornados and severe thunderstorms that include hail can also reak havoc on your property with little to no warning. Before, during and after the storm, it’s important to stay organized and have a plan.

  • Heed advisories if local authorities recommend you evacuate. Take your emergency kit and head to a safer area until the storm passes.
  • If you haven’t already completed one, now is a good time to do a home inventory  so you have documentation of your belongings and property before a storm.
  • Never drive on flooded roads, roads where there are trees or power lines down. When possible report dangling or loose power lines to the power company, fire department or police.
  • Take pictures or video of the damage to your home and its contents for insurance claims. Make a list of all damaged or destroyed items.
  • Do not begin temporary or permanent repairs until you have advice and reimbursement approval from your insurance adjuster. Keep all receipts related to temporary housing, materials or repairs made to your property for your insurance claim.
  • Look for water infiltration, electrical damage, sewer lines and gas lines for damage.

With a little bit of prevention and a good plan, you and your family can navigate the storms safely and effectively.  Talk to an Allied Trust Insurance agent today for more tips and information about how to deal with a severe weather event.