Impacted by hurricanes, hail, or other losses? Call our fast response claims team or Customer Service at 844-200-ATIC (2842), option 1 and let us know how we can help.
Now writing Homeowners, Flood, & Boat insurance in North Carolina & South Carolina!

Why Choose Allied Trust Insurance

When you insure your property with Allied Trust Insurance Company, you’ll have the peace of mind that comes with knowing you’ve made the right choice. Here’s why:

When you have Allied Trust Insurance on your side,
you have peace of mind

Customizable Coverages

Our coverages are not packaged in identical boxes. We offer customizable protection for a range of products: homeowners, dwelling fire, condo, flood, umbrella, and boat.

Cost-Saving Discounts

Allied Trust offers money saving discounts to provide quality coverage at a valuable price.

Fair and Convenient Claims Service

We understand the importance of being there for our policy holders when they experience a loss. Our dedicated claims team is here to help our customers 24 hours a day, seven days a week at 844-200-ATIC (2842), option 1.

Quality Customer Service

Pay your bill, view your policy, sign up for e-document deliver, and download policy documents easily by signing up for the Insured Portal www.myalliedtrustins.com. We also have customer service professionals waiting to help you during normal business hours.

Convenient Billing Options

Pay your bill in full or installments. You have the option for automatic payments or make instant payments by phone or online.

Allied Trust Insurance Agents

At Allied Trust, we don’t let just anyone sell our insurance products. So you can be confident you’re working with the best when you work with an Allied Trust independent agent.

Allied Trust believes in forming strong partnerships with our agents, service providers and, most importantly, policyholders. By working together, we can provide the best service and security for our policyholders at the lowest cost possible.

Allied Trust Management

Brian+Keefer
Brian Keefer
President

Brian Keefer is a proven executive with extensive profit and loss experience in multiple organizations. His background includes cross-functional experience in executive and operations management, start-ups, turnarounds, product management, marketing, strategic planning, and business development. Brian has a consistent track record of leading companies to unprecedented levels of growth and profitability.

Prior to starting ATIC, Brian was Founder, President and CEO of Family Security Insurance Company, Inc. (“FSIC”), a multi-line, multi-state personal lines company. FSIC became the leading writer of Louisiana property insurance through the independent agent channel within eighteen months of entering the state, at a 15% fully developed loss ratio.

Prior to founding FSIC, Mr. Keefer was Executive Vice President, Chief Operating Officer and Chief Risk Officer of Bankers Insurance Group. Brian led a team that turned around Bankers P&C operations from record losses to four straight years of record profitability lowering the combined ratio from 128 to 89 while growing revenue 38%. This core team has served with Brian at both FSIC and Allied Trust today.

Prior to Bankers, Brian managed Louisiana for Progressive Auto returning them to profitability by lowering the combined ratio from 113 to 93 while growing revenue 50% from $125 to $190 million. Companies under Brian’s leadership were considered Carrier of Choice and won Most Improved Carrier and multiple Company of the Year awards by PIA and Big I Agent Associations.

Brian earned two Bachelor of Science degrees in Business Administration and Computer Science from the University of Kansas.

Steve+Martindale
Steve Martindale
Chief Financial Officer

Steve is an insurance industry veteran with over 35 years of experience. His areas of responsibility include corporate accounting and finance, and regulatory compliance.

Prior to joining Allied Trust, Steve developed significant expertise in risk management, finance, investments, financial reporting and analysis, governance, insurance operations, insurance regulation, and reinsurance through serving as CFO for Heritage Insurance and People’s Trust Insurance Company, Chief Regulatory Officer and Chief Financial Analyst for the Ohio Department of Insurance, Vice President Corporate Governance for ProCentury Corporation, Audit Manager for KPMG, Investment Accounting Manager for Nationwide and Accounting Manager for Motorists Mutual. He currently serves as an independent board director for Heritage Insurance Holdings, Inc.

Steve is a licensed CPA and a member of the American Institute of CPAs and the Ohio Society of CPAs. He earned a bachelor’s degree in Accounting and Business Administration from Otterbein University in Westerville Ohio.

Ron+Ligocki
Ron Ligocki
Vice President of Claims

Ron has over 31 years of claims experience, encompassing both direct handling and management of personal and commercial lines property and casualty losses: including all Homeowners and Dwelling forms, Small Business, Flood, Business Stock losses, Boiler and Machinery, Auto Material Damage, and Motor Truck Cargo. Ron has claims handling and management experience as a Third-Party Administrator and Insurance Carrier.

After college, Ron began his career at Crawford and Company as a multi-line adjuster in Michigan, then as a Branch Claims Manager in Minnesota and Wisconsin.

Ron has held various other management roles that include Field Claims Manager with Farmers Insurance, Vendor/Direct Repair Manager with Tower Hill Insurance, and Property Division Manager with Bankers Insurance. During that time, he was responsible for building high-performance teams, leading a concierge program that included a catastrophe response roster and claims triage program and served as the Infinity Group Liaison with The Hartford and USAA.

Early in his career, Ron directly handled Personal and Commercial property large losses and subsequently managed both inside and outside claims adjusters and direct repair firms over multi-state territories. Management oversight included both daily claims handling groups and catastrophe response, which included setting up and managing inside teams, staff/independent field response, and vendor mobilization.

In addition to overseeing daily claims activities, Ron has been involved in direct management of many of the industry’s most impactful wind events including, Hurricanes Gustav, Ike, Mathew, Harvey, Irma, Laura, Delta, Zeta, and Super Storm Sandy.

Ron graduated from Purdue University in Lafayette, IN with a B.S. in Financial Planning.

Suzanne Murray
Suzanne Murray

Chief Operations Officer

Suzanne brings to Allied Trust a unique blend of leadership, creativity, and visionary skills shaped by over 28 years of industry experience.  She leads her team in building and delivering the underwriting and customer service strategy guidelines, policies, and procedures that align with the company’s profitability and growth goals. 

Before Allied Trust, Suzanne spearheaded the internalization of Lighthouse’s underwriting and customer service, providing a higher level of service for agents and insureds. She was AVP of Operations & Compliance for Prepared Insurance Company and Operations and Direct Sales Manager for HomeWise Insurance Company.  

She brings a deep mix of experience in operations, human resources, information technology, training and development, and compliance. Suzanne began her insurance career at USAA while attending St. Leo University, earning her B.A. in Business Management with a specialization in Marketing.  She is licensed as a General Lines Property & Casualty agent and holds several non-residential licenses.

Antonio Jackson
Antonio Jackson
Vice President of Product Management

Antonio brings over 18 years of industry experience creating and delivering world-class insurance products and services. He possesses a broad leadership skillset that spans product management, new product development, data and analytics, and underwriting.

Before joining ATIC, Antonio was Director at Cincinnati Insurance Company, a high-net-worth carrier, leading efforts for profitable growth in the western states, including Texas and California. He successfully delivered increased market share, while managing the data and analytics capabilities during his six years with the organization.

His prior experience included ten years with Farmers Insurance Group in product management and sales and operations. He also spent several years in Investment Banking prior to business school.

Antonio holds an undergraduate degree from Tulane University and received his Master of Business Administration from the University of Chicago Booth School.

Ed Spegowski 12.18.23 v2
Edward Spegowski
Vice President
Sales & Marketing

Ed is an accomplished sales and marketing professional with a career spanning over two decades within the insurance industry. With a proven track record of driving growth and success, he has consistently demonstrated leadership abilities, strategic planning, and the experience to drive profitable business.

Prior to joining Allied Trust, Ed served as the Vice President of Sales and Marketing at TypTap Insurance Company. Here he played a pivotal role in overseeing nationwide product expansions across eleven states. He and his team consistently exceeded sales targets through effective strategic planning and cross-departmental collaboration. Before this role, Ed served as the Director of Sales at TypTap, where he prepared the company for expansion, established a sales pipeline for national accounts, and initiated the hiring and development of a sales team.

Ed previously held the position of Territory Manager at TypTap, where he contributed to the development of the Southwest Florida region and was part of a team that launched one of the country’s first private-market flood insurance options.

His commitment to excellence has been evident throughout his career, from his early days as an agency owner to the influential roles he held at TypTap Insurance Company.

Ed achieved a Bachelor of Science in Information Studies from Florida State University. He holds the Associate in National Flood Insurance (ANFI) Certification.

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Ryan McFee
Director of Underwriting

Ryan has over 15 years of experience in property and casualty insurance specializing in all lines of  homeowners as well as private passenger auto. Throughout his career, Ryan has focused on building  strong relationships with agents and providing excellent customer service.  

After attending St. Petersburg College, Ryan obtained his personal lines insurance license and worked for an independent insurance agency developing key business relationships with multiple carriers.  

Prior to joining Allied Trust, Ryan worked for Mercury Insurance Group as a personal lines underwriter for multiple coastal states including Florida, Georgia, Virginia, Pennsylvania, New Jersey, and New York.  

While at Allied Trust Insurance, Ryan has held multiple roles within the Underwriting Department. This  has given him the opportunity to expand within the organization, gathering the type of expertise  needed to guide his team effectively.

Allied Trust Financial Security

Allied Trust Insurance Company (ATI) has initial capital and surplus five times that the Texas Department requires of Insurance. Being an admitted and domiciled Texas carrier, ATI has $300,000 per risk coverage provided by the North and South Guaranty Associations, with $350,000 covered by the Texas and $500,000 covered by the Louisiana Guaranty Associations. That safety net is not expected to be needed as Allied Trust carries an “A” financial rating by Demotech. We take our financial stability very seriously to ensure that ATI can meet its financial obligations to pay our claims. Reinsurance is a critical component of Allied Trust’s financial stability. Our reinsurance program strategically spreads exposure among approximately fifty highly-rated, highly-capitalized reinsurers around the globe in the Bermuda, London, Europe, Asian and domestic markets that are rated “A-“ or better by A.M. Best. Allied Trust has purchased reinsurance well beyond accepted minimum standards in order to mitigate against both severe and frequent losses to protect ATIC’s capital and surplus. Catastrophe reinsurance safeguards the Company from incurring massive losses sustained from catastrophic events such as hurricanes, tornados, hail and other severe convective storms. ATI carries coverage sufficient to sustain multiple storms of at least 110+ year magnitude. Retention is kept very low so that ATI has low exposure for an individual storm and carries protection for multiple events. Finally, the Company also carries excess of loss coverage to cover any single loss over $400,000. This diversified, conservative approach ensures policyholders are always well protected.

Reinsurance Capacity

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